Terms and conditions & privacy policy



This document was created using a Contractology template available at http://www.freenetlaw.com.


These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website. This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to positiveinvest.org’s use of cookies in accordance with the terms of Positive Investment’s’s privacy and cookies policy.


Unless otherwise specified this work is licensed under the Creative Commons Attribution­ShareAlike 3.0 Unported License: http://creativecommons.org/licenses/by-sa/3.0/.  

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Positive Investment’sexpress written consent.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. Positive Investment makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Positive Investment  does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any financial matter you should consult an appropriate professional.

Limitations of liability

Positive Investment will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Positive Investment has been expressly advised of the potential loss.


Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Positive Investment  liability in respect of any:

  • death or personal injury caused by Positive Investment’s  negligence;
  • fraud or fraudulent misrepresentation on the part of Positive Investment ; or
  • matter which it would be illegal or unlawful for Positive Investment  to exclude or limit, or to attempt or purport to exclude or limit, its liability.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You agree that the limitations of warranties and liability set out in this website disclaimer will protect Positive Investment’s members.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.


You hereby indemnify Positive Investment  and undertake to keep Positive Investment  indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Positive Investment  to a third party in settlement of a claim or dispute on the advice of Positive Investment‘s legal advisers) incurred or suffered by Positive Investment  arising out of any breach by you of any provision of these terms and conditions[, or arising out of any claim that you have breached any provision of these terms and conditions].

Breaches of these terms and conditions

Without prejudice to Positive Investment’s other rights under these terms and conditions, if you breach these terms and conditions in any way, Positive Investment may take such action as Positive Investment  deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


Positive Investment  may revise these terms and conditions from time-to-time.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.


Positive Investment  may transfer, sub-contract or otherwise deal with Positive Investment’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms and conditions, together with our privacy policy, constitute the entire agreement between you and Positive Investment in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with English law, and any disputes relating to these terms and conditions will be subject to the [non-]exclusive jurisdiction of the courts of England and Wales.

Positive Investment’s details

Positive Investment’s address is Box 109, King’s College, Cambridge, CB2 1ST, UK

You can contact Positive Investment by email to info@positiveinvest.org.




By using our website, you hereby consent to our privacy policy and agree to its terms.

At Positive Investment we value your right to information and privacy on our websites and we work hard to protect it. Our policy also reflects our duties under the Data Protection Act to use personal information fairly, keep it secure, make sure it is accurate; and keep it up to date.We consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the types of personal information that are collected and recorded by www.positiveinvest.org and how we use them.

Like many other websites, positiveinvest.org makes use of log files that log visitors to the site – usually a standard procedure for hosting companies and a part of hosting services’s analytics. Our statistics software collects information about the date, time, browser type, device and location in which our website was accessed and also tracks a user’s movement within the site. Positive Investment uses this data to improve our site performance and it is not linked to any information that is personally identifiable.


What are cookies?

Most websites you visit will use cookies in order to improve your user experience by enabling that website to ‘remember’ you, either for the duration of your visit (session cookie) or for repeat visits (persistent cookie).

Cookies do lots of different jobs, like letting you navigate between pages efficiently, storing your preferences, and generally improving your user experience. They are used to ‘remember’ when your computer or device accesses this website.

Positive Investment uses cookies to track your preferences regarding our site’s features. Cookies enable Positive Investment  to identify your device, or you when you have logged in. We use cookies that are strictly necessary to enable you to move around the site or to provide certain basic features. We use cookies to help us to improve the performance of our website to provide you with a better user experience.

The cookies are essential to the effective operation of our website. Cookies make the interaction between you and the website faster and easier. Cookies may also be set by the website you are visiting (first party cookies) or they may be set by other websites who run content on the page you are viewing (third party cookies). Find out more.


Third-party cookies

Most notably we use Google Analytics, a web analytics service which uses ‘cookies’. Each of these services sets its own cookies. Google uses this information for tracking how you use the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.

We have also included a number of features, which allow our users to share some of content via Facebook, other social media and email. This does not set a cookie by itself, but if one is present it will read it. Positiveinvest.org doesn’t have direct access to those cookies and the use of those third-party cookies is governed solely by the respective service provider’s Privacy statement.

Google’s privacy policy

Facebook’s privacy policy


What to do if you don’t want cookies to be set

Some people find the idea of a website storing information on their computer or mobile device a bit intrusive, particularly when this information is stored and used by a third party without them knowing. Although this is generally a harmless process you may not, for example, want to see advertising that has been targeted to your interests. If you prefer, it is possible to block some or all cookies, or even to delete cookies that have already been set; but you need to be aware that you might lose some website functionality. Find out more.


Information we collect from you

When you sign an open letter, the only information we collect is the information you explicitly fill in in the form, or just your email address if you sign up to our mailing list. This information is stored on a secure server and is only accessible to a small number of dedicated Positive Investment members. We will not share these details with any third party. Furthermore, we don’t sell the information collected by cookies, nor do we disclose the information to third parties, except where required by law (for example to government bodies and law enforcement agencies).


Communications from Positive Investment

Positive Investment uses no targeted advertising on its website. Subscription to our mailing list follows the industry standard rules for opt-in newsletters. This means that you have to confirm your subscription, making sure no third party can subscribe you against your will, and that you can opt-out of the newsletter at any time by following the link provided in the communication itself.


Accessing and changing your personal information

You are entitled to see the information held about you and to ask us to make changes to ensure that it is accurate and up to date. If you wish to do this, please contact us. Once your identity is confirmed, your information will be deleted or amended promptly according to your request.


Links to other websites

Positive Investment may provide links to third party websites, and other websites may provide links to this site. We have no control over such sites and cannot be held responsible for their content, practices or privacy policies.


Complaints or queries

Positive Investment attempts to meet the highest standards when collecting and using personal information. For this reason, we take any complaints we receive very seriously. We encourage people to bring it to our attention if they think that our collection or use of information is unfair, misleading or inappropriate. We would also welcome any suggestions for improving our procedures.
This privacy notice was drafted with brevity and clarity in mind. It does not provide exhaustive detail of all aspects of Positive Investment’s collection and use of personal information. However, we are happy to provide any additional information or explanation needed. If you have any questions about this privacy policy, your personal information, or the practices of this site.